Please read these Terms and Conditions carefully before registering an account or using any services on 98php.vip. By accessing the platform, you agree to be bound by the terms set out below.
These Terms and Conditions ("Agreement") constitute a legally binding contract between you ("Member," "User," or "Player") and 98php Casino ("98php," "we," "us," or "the Company"), the operator of the online gaming platform accessible at https://98php.vip. By creating an account, accessing the platform, making a deposit, or participating in any game or promotion offered by 98php, you unconditionally accept and agree to be bound by this Agreement in its entirety. If you do not agree to any provision of these Terms and Conditions, you must immediately cease using the 98php platform.
This Agreement is supplemented by, and should be read in conjunction with, our Privacy Policy and Responsible Gaming Policy, which are incorporated herein by reference.
Access to and use of the 98php Casino platform is subject to the following eligibility requirements:
98php reserves the right to request proof of identity and age at any time. Failure to provide satisfactory documentation may result in account suspension and withholding of pending withdrawals pending verification.
To access the full features of 98php Casino, you must complete the registration process and create a member account. During registration, you agree to:
98php implements Know Your Customer (KYC) procedures in compliance with PAGCOR and Anti-Money Laundering Act (AMLA) requirements. You may be required to submit a valid Philippine government-issued identification document (such as a PhilSys ID, UMID, driver's license, or passport) and proof of address before withdrawals are processed.
By registering, you confirm that you are not a politically exposed person (PEP) as defined under the AMLA, nor are you subject to any sanctions or restrictions that would prohibit your participation in online gaming activities.
Currency: All transactions on 98php are conducted in Philippine Peso (PHP / ₱). The minimum deposit amount is ₱100. The minimum withdrawal amount is ₱200.
Accepted Payment Methods: 98php accepts deposits and processes withdrawals via GCash, Maya, GrabPay, QR Ph, BPI, BDO, Metrobank, InstaPay, PesoNet, 7-Eleven CLiQQ, Visa, and Mastercard. Available payment methods may vary based on your location and account verification status.
Deposit Processing: Deposits made via e-wallets (GCash, Maya) are typically credited to your 98php wallet immediately. Bank transfers may take 5 to 30 minutes to reflect, depending on the originating institution.
Withdrawal Processing: Withdrawal requests are processed during business hours. GCash and Maya withdrawals are typically completed within 10 minutes. Bank transfers are processed within the same business day for requests submitted before 5:00 PM Philippine Standard Time (PST). 98php does not charge withdrawal fees on standard amounts, though your bank or e-wallet provider may impose their own charges.
Source of Funds: All funds deposited to 98php must originate from a payment account registered in your own name. Third-party deposits are prohibited. 98php reserves the right to return funds to the original payment source and suspend your account if a third-party payment is detected.
Fraud Prevention: Withdrawals may be delayed or withheld pending further verification if 98php detects unusual transaction patterns, suspected fraud, or potential AMLA compliance issues. 98php will cooperate fully with PAGCOR, law enforcement, and financial regulators in the investigation of any suspicious activity.
98php Casino offers bonuses and promotional incentives to eligible members from time to time. All bonuses are subject to specific terms that are published alongside each promotion. General conditions applicable to all 98php bonuses include:
All games available on the 98php platform use a certified Random Number Generator (RNG) independently tested and verified by accredited third-party testing laboratories. Published Return to Player (RTP) percentages reflect theoretical long-term averages under normal operating conditions.
In the event of a malfunction, disconnection, or technical error during gameplay, 98php reserves the right to void the affected round and refund the wager to the player's account. 98php shall not be liable for any losses incurred as a result of technical malfunctions beyond its reasonable control, including internet service provider failures or device-side issues.
Live casino game results are final once the dealer has announced the outcome and the round has been completed, as recorded in 98php's server logs. In the event of a discrepancy between the player's device display and 98php's server records, the server records shall prevail.
The following activities are strictly prohibited on the 98php platform. Engaging in any prohibited conduct may result in immediate account suspension, forfeiture of balances, and referral to law enforcement authorities:
All content on the 98php platform — including but not limited to software, game titles, graphics, logos, text, user interface designs, trademarks, and service marks — is the exclusive property of 98php Casino or its licensed content providers and is protected by applicable intellectual property laws of the Republic of the Philippines and international conventions.
You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the platform for personal, non-commercial entertainment purposes only. You may not reproduce, distribute, modify, create derivative works from, publicly display, or exploit any content from the 98php platform without the express prior written consent of 98php Casino.
To the maximum extent permitted by applicable Philippine law, 98php Casino shall not be liable for:
98php's total liability to you for any single claim shall not exceed the amount of your wallet balance at the time the claim arose. Nothing in this Agreement shall exclude liability for fraud, death or personal injury caused by negligence, or any other liability that cannot be lawfully excluded under Philippine law.
98php Casino is committed to promoting responsible gaming. We recognize that gambling, while a form of entertainment for the majority of our members, can become problematic for some individuals. In line with PAGCOR's responsible gaming framework and our own corporate values, 98php provides the following tools to all registered members:
Access to the 98php platform is strictly limited to persons aged 21 years and above. If you believe your gambling is causing harm to yourself or others, we strongly encourage you to use our self-exclusion tools and seek assistance from PAGCOR's Responsible Gaming Hotline. For more information, visit our Responsible Gaming page.
98php reserves the right to suspend, restrict, or permanently terminate any member account, with or without prior notice, in circumstances including but not limited to:
Upon account termination for cause, 98php reserves the right to forfeit any remaining bonus balance. Verified withdrawable funds in the main wallet will be processed to the player's verified payment account after completion of any required investigations, subject to AMLA compliance obligations.
You may close your account voluntarily at any time by contacting [email protected]. Voluntary account closure does not affect any pending transactions or outstanding wagering requirements.
These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law provisions. The operation of 98php Casino is regulated by the Philippine Amusement and Gaming Corporation (PAGCOR) under its applicable licensing framework.
In the event of a dispute between you and 98php arising from or relating to these Terms and Conditions or your use of the platform, the parties shall first attempt to resolve the dispute amicably through direct negotiation. If the dispute is not resolved within thirty (30) days of written notice by either party, it shall be submitted to the exclusive jurisdiction of the courts of Makati City, Metro Manila, Philippines.
Disputes regarding game outcomes or transaction discrepancies must be raised with our customer support team within seven (7) days of the disputed event. Disputes raised after this period may not be investigated.
98php Casino reserves the right to amend, modify, or replace these Terms and Conditions at any time at its sole discretion. When material changes are made, 98php will publish the updated Terms and Conditions on this page with a revised "Last Updated" date and, where practicable, provide notice to registered members via email or in-platform notification.
Your continued use of the 98php platform following the publication of amended Terms and Conditions constitutes your acceptance of the revised Agreement. If you do not agree with any amended terms, you must immediately cease using the platform and contact our support team to close your account.
If you have any questions, concerns, or feedback regarding these Terms and Conditions, please contact the 98php Casino support team:
For regulatory complaints or escalations, you may also contact PAGCOR directly through its official channels as the licensing and regulatory authority for 98php Casino.
All 98php members must be 21 years or older as required by PAGCOR. Age verification is mandatory before withdrawals are processed.
98php operates under a valid PAGCOR license. All games are audited and all player funds are handled in compliance with Philippine gaming law.
All accounts are subject to KYC verification and AMLA-compliant transaction monitoring. Valid Philippine ID required for withdrawals.
Deposit limits, session reminders, and self-exclusion are available to all 98php members directly from their account settings at no charge.
Now that you've reviewed our Terms and Conditions, you know exactly what to expect. Join 98php Casino — the Philippines' most trusted PAGCOR-regulated online gaming platform.
Must be 21 years or older · PAGCOR Regulated · 98php.vip